Education and Legacy Planning


529 Educational Savings Plans

Did you know that 529 Educational Savings Accounts can be used for other education expenses besides tuition at Colleges and Universities?

Qualified Institutions


Uniform Transfers to Minors Act (UTMA) or Uniform Gifts to Minors Act (UGMA) custodial accounts are investment accounts where the minor owns the funds received as a gift, but the donor may serve as custodian and has complete control of the account until the minor reaches the UTMA/UGMA age of termination (can range from age 18 to age 25 depending on the state), at which point the custodian is required under the law to turn the assets over to the former minor.

Because the assets are considered the property of the minor, a certain amount of the investment income will go untaxed while an equal amount is taxed at the child’s tax rate, instead of the parents’ rate. It is important to discuss the taxation on UTMA/UGMA accounts with a trusted tax advisor to see if they are right for you.

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Estate Settlement

Count on us to help facilitate details so you can focus on what matters.

Losing a loved one is an emotional journey. Imagine your heirs having to settle your estate. The claims process can be complicated and time-consuming to complete. There are many decisions to be made that have complicated legalities to navigate and that will affect the tax treatment of their inheritance. We can help your loved ones by working with the involved attorneys, accountants, and investment companies to navigate the estate settlement process after death.

Give the gift that keeps on giving.

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