Budgeting and Personal Finance: Building A Plan For Long-Term Wealth

It’s natural to hesitate at the thought of setting aside a fixed portion of your paycheck to seemingly disappear into an investment account, only to be accessed in the future.
Cycles: Political, Economic, and Historical

A timely exploration of the political, economic, and historical cycles shaping our world–and the markets.
Fernand “Ferd” LaBrunerie

Fernand “Ferd” LaBrunerie, 88, of Columbia, Missouri, passed away peacefully with his family at his side on Saturday, May 10, 2025.
Anytime, Anywhere

“An unpredictable or unforeseen event, typically one with extreme consequences.” That’s the definition of a Black Swan event. At its core, markets are a counting machine and measuring or counting Black Swan events or geopolitical risks are not usually part of the daily valuation of a stock or bond market due to the extremes this […]
Comprehensive Retirement Planning Services for Educators

Retirement planning is essential to guarantee long-term financial security in an uncertain world. LaBrunerie Financial is here to help you plan for your future and take advantage of every available opportunity.
Long-Term Care Planning for Retirement

It is never too soon to plan for your future, especially in a world brimming with uncertainty. Financial planning for long-term care is a necessity, not a luxury.
Top Notch Financial Planning for Women

LaBrunerie takes a detailed and holistic approach to your financial future, exploring all of your needs for decades to come to eliminate economic stress.
As Gas Prices Soar Aramco Becomes the Most Valuable Stock!

LaBrunerie Financial has been following global events closely as sustained high energy prices would have negative effects on portfolios and the American economy.
Changes To Use of 529 Education Savings Accounts

Grandparent Owned 529s Historically when qualified distributions were made from grandparent owned 529 accounts those withdrawals were treated as untaxed student income on the FAFSA. This was important for those students who were using 529s to fund their college expenses but also applying for and using grants and scholarships that used the FAFSA. Student income […]
COVID Student Loan Relief Ending-3 Things To Do Now

First payments due 2/1 as the relief expires 1/31/22. Private Loans could be consolidated at record low interest (you can do this with federal loans as well but only through private banks which disqualifies you for any forgiveness programs). Make sure your contact information is up to date including payment method. Many servicers stopped managing […]